<!doctype html><html xmlns="http://www.w3.org/1999/xhtml" xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office"><head><meta charset="utf-8"><meta name="viewport" content="width=device-width,initial-scale=1"><meta name="x-apple-disable-message-reformatting"><!--[if !mso]><!--><meta http-equiv="X-UA-Compatible" content="IE=edge"><!--<![endif]--><title></title><!--[if mso]> <style type="text/css"> table { border-collapse: collapse; border: 0; border-spacing: 0; margin: 0; } div, td { padding: 0; } div { margin: 0 !important; } ul, li { margin: 0; } </style> <noscript> <xml> <o:OfficeDocumentSettings> <o:AllowPNG/> <o:PixelsPerInch>96</o:PixelsPerInch> </o:OfficeDocumentSettings> </xml> </noscript> <![endif]--><style>@media screen and (max-width: 460px) { .stb-two-col .stb-column { max-width: 100% !important; } } @media screen and (min-width: 461px) { .stb-two-col .stb-column { max-width: 50% !important; } } @media screen and (max-width: 640px) { img.stb-justify { width: 100% !important; 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font-style: italic;" class="stb-bold stb-italic">2025-09-23</span></div></td></tr></tbody></table></td></tr></tbody></table><table width="100%" cellpadding="0" cellspacing="0" style="border:0;"><tbody><tr><td style="height:0px;" colspan="3"></td></tr><tr><td style="width:15px;"></td><td style="height:15px;background: none;padding: 0px;border-top-width:1px;border-top-style:solid;border-top-color:#999999;margin:0 0;"><!-- <div style='background: none;padding: 0px;border-top-width:1px;border-top-style:solid;border-top-color:#999999;margin:0 0;'></div> --></td><td style="width:15px;"></td></tr></tbody></table><table role="presentation" class="stb-one-col" style="width: 100%;border:0;" cellpadding="0" cellspacing="0"><tbody><tr><td style="text-align:center;font-size:0;box-sizing:border-box;"><a href="https://www.brpinsight.com/brand/11290" target="_blank" style="text-decoration: none; color: #0000ff;"><img src="https://img2.stibee.com/440332_2907895_1753165422184361025.png" alt="" style="width:476px;display:inline;vertical-align:bottom;text-align:center;max-width:100% !important;height:auto;border:0;" width="476" class="stb-center"></a></td></tr></tbody></table><table role="presentation" class="stb-one-col" style="width: 100%;border:0;" cellpadding="0" cellspacing="0"><tbody><tr><td style="word-break:break-all;text-align:left;margin:0px;;line-height:1.7;word-break:break-word;font-size:16px;font-family:noto sans kr, noto sans cjk kr, noto sans cjk, Malgun Gothic, apple sd gothic neo, nanum gothic, malgun gothic, dotum, arial, helvetica, Meiryo, MS Gothic, sans-serif!important;;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color:#000000;padding:0px 15px 0px 15px;"><div style="text-align: center;"><h2 class="main-visual--title" style="padding: 0px; margin: 0px; line-height: 1.7;"><span style="font-size: 16px;">제약 산업의 주요 뉴스를 고르고, </span><span style="font-size: 16px;">데이터를 더해 뉴스레터를 발행합니다. </span></h2></div></td></tr></tbody></table><table width="100%" cellpadding="0" cellspacing="0" style="border:0;"><tbody><tr><td style="height:15px;" colspan="3"></td></tr><tr><td style="width:15px;"></td><td style="height:15px;background: none;padding: 0px;border-top-width:1px;border-top-style:solid;border-top-color:#999999;margin:0 0;"><!-- <div style='background: none;padding: 0px;border-top-width:1px;border-top-style:solid;border-top-color:#999999;margin:0 0;'></div> --></td><td style="width:15px;"></td></tr></tbody></table><table role="presentation" class="stb-one-col" style="width: 100%;background:#000000;border:0;" cellpadding="0" cellspacing="0"><tbody><tr><td style="word-break:break-all;text-align:left;margin:0px;;line-height:1.7;word-break:break-word;font-size:16px;font-family:noto sans kr, noto sans cjk kr, noto sans cjk, Malgun Gothic, apple sd gothic neo, nanum gothic, malgun gothic, dotum, arial, helvetica, Meiryo, MS Gothic, sans-serif!important;;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color:#000000;padding:5px 15px 5px 15px;"><h3 class="heading" style="padding: 0px; margin: 0px; line-height: 1.7;"><span style="font-size: 16px;"><a href="https://www.dailypharm.com/Users/News/NewsView.html?ID=327146" class="stb-fore-colored" style="color: #f6f3fa; text-decoration: none;" target="_blank"><span class="stb-bold" style="font-weight: bold;"><span>"약값 왜 이렇게 비싸요?" 콜린 본인부담금 상향에 실랑이</span>🔗</span></a></span></h3></td></tr></tbody></table><!--[if !mso]><!--><div class="stb-two-col" style="border:0;font-size:0;" name="base2column"><!--<![endif]--><!--[if mso]> <div class='stb-two-col' style='text-align:center;' > <![endif]--><!--[if mso]> <table role='presentation' width='100%' cellpadding='0' cellspacing='0' style='border:0;'> <tr> <![endif]--><!--[if mso]> <td style='width:50%;padding:15px 15px 0px 15px;' valign='top'> <![endif]--><div class="stb-column" style="max-width:315px;width:100%!important;margin:0;vertical-align:top;border-collapse:collapse;box-sizing:border-box;font-size:16px;mso-table-lspace:0pt;mso-table-rspace:0pt;-ms-text-size-adjust:100%;-webkit-text-size-adjust:100%;width:100%;display:inline-block;vertical-align:top;"><!--[if !mso]><!--><div style="padding:15px 15px 0px 15px;"><!--<![endif]--><!--[if mso]> <div > <![endif]--><div style="word-break:break-all;text-align:left;margin:0px;;line-height:1.7;word-break:break-word;font-size:16px;font-family:noto sans kr, noto sans cjk kr, noto sans cjk, Malgun Gothic, apple sd gothic neo, nanum gothic, malgun gothic, dotum, arial, helvetica, Meiryo, MS Gothic, sans-serif!important;;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color:#000000;"><div data-message-author-role="assistant" data-message-id="5f499d48-bf40-47f4-9ef3-3951cc8d4679" data-message-model-slug="gpt-5"><div><div data-message-author-role="assistant" data-message-id="2150328f-794d-4628-9524-69c0f5bc1210" data-message-model-slug="gpt-5"><div><div><p data-start="0" data-end="306" data-is-last-node="" data-is-only-node=""><span style="font-size: 14px;">콜린알포세레이트(콜린제제) 급여축소가 시행된 첫날(22일), 약국 현장에서 환자 반발과 혼선이 곳곳에서 발생했습니다.<br data-start="65" data-end="68">치매 진단이 없는 환자의 본인부담률이 30%에서 80%로 높아지면서, 특히 의료급여 환자들의 약값 부담이 월 2만~3만 원대로 급등해 항의가 이어졌습니다.<br data-start="154" data-end="157">사전 안내 여부에 따라 환자 반응은 달랐으며, 일부는 약 수령을 거부하거나 당일 치매검사를 받는 경우도 있었고, 약국가에서는 정부와 의료기관 차원의 추가 홍보가 필요하다는 목소리가 나왔습니다. [데일리팜 | 25.09.23]</span></p></div></div></div></div></div></div></div></div><!--[if mso]> </td> <![endif]--><!--[if mso]> <td style='width:50%;padding:15px 15px 0px 15px;' valign='top'> <![endif]--><div class="stb-column" style="max-width:315px;width:100%!important;margin:0;vertical-align:top;border-collapse:collapse;box-sizing:border-box;font-size:16px;mso-table-lspace:0pt;mso-table-rspace:0pt;-ms-text-size-adjust:100%;-webkit-text-size-adjust:100%;width:100%;display:inline-block;vertical-align:top;"><!--[if !mso]><!--><div style="padding:15px 15px 0px 15px;"><!--<![endif]--><!--[if mso]> <div > <![endif]--><p style="text-align:center;font-size:0;box-sizing:border-box;"><img src="https://img2.stibee.com/440332_3012333_1758608469833312645.png" alt="" style="width:250px;display:inline;vertical-align:bottom;text-align:center;max-width:100% !important;height:auto;border:0;" width="250" class="stb-center"></p></div></div><!--[if mso]> </td> <![endif]--><!--[if mso]> </tr> </table> <![endif]--></div><table role="presentation" class="stb-one-col" style="width: 100%;background:#ffffff;border:0;" cellpadding="0" cellspacing="0"><tbody><tr><td class="stb-cta-box" width="100%" style="clear:both;;"><table border="0" cellpadding="0" cellspacing="0" style="width:100%;"><tbody><tr><td style="padding:15px 15px 15px 15px;border:0;width:100%;text-align:center;"><table class="stb-cell-wrap-cta" border="0" cellpadding="0" cellspacing="0" style="color:#000000;mso-padding-alt:0px;border-radius:3px;border:2px solid ;mso-line-height-rule:exactly;box-sizing:border-box;text-decoration:none;outline:0px;font-family:noto sans kr, noto sans cjk kr, noto sans cjk, Malgun Gothic, apple sd gothic neo, nanum gothic, malgun gothic, dotum, arial, helvetica, Meiryo, MS Gothic, sans-serif;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;text-align:center;display:inline-table;"><tbody><tr><td style="font-size:0;background:none;border-radius:3px;padding:17px 20px;text-align:center;" valign="top"><a href="https://www.brpinsight.com/brand/465" style="font-size:14px;display:inline-block;color:#000000;text-decoration:none;outline:0px;font-family:noto sans kr, noto sans cjk kr, noto sans cjk, Malgun Gothic, apple sd gothic neo, nanum gothic, malgun gothic, dotum, arial, helvetica, Meiryo, MS Gothic, sans-serif;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;text-align:center;line-height:1;box-sizing:border-box;mso-line-height-rule:exactly;" target="_blank"><b>BRPInsight 트렌드 -콜린알포세레이트 성분 의약품 중 주요 3개 제품은? [클릭]</b></a></td></tr></tbody></table><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table width="100%" cellpadding="0" cellspacing="0" style="border:0;"><tbody><tr><td style="height:15px;" colspan="3"></td></tr><tr><td style="width:15px;"></td><td style="height:15px;background: none;padding: 0px;border-top-width:1px;border-top-style:solid;border-top-color:#999999;margin:0 0;"><!-- <div style='background: none;padding: 0px;border-top-width:1px;border-top-style:solid;border-top-color:#999999;margin:0 0;'></div> --></td><td style="width:15px;"></td></tr></tbody></table><table role="presentation" class="stb-one-col" style="width: 100%;background:#000000;border:0;" cellpadding="0" cellspacing="0"><tbody><tr><td style="word-break:break-all;text-align:left;margin:0px;;line-height:1.7;word-break:break-word;font-size:16px;font-family:noto sans kr, noto sans cjk kr, noto sans cjk, Malgun Gothic, apple sd gothic neo, nanum gothic, malgun gothic, dotum, arial, helvetica, Meiryo, MS Gothic, sans-serif!important;;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color:#000000;padding:5px 15px 5px 15px;"><h1 class="heading" style="padding: 0px; margin: 0px; line-height: 1.7;"><span style="font-size: 16px; color: #ffffff;" class="stb-fore-colored">"린버크, 향상된 염증성장질환 치료 목표 달성에 기여할 것"</span><span style="font-weight: bold; font-size: 16px; color: #ffffff;" class="stb-bold stb-fore-colored"><a href="https://www.monews.co.kr/news/articleView.html?idxno=406189" class="stb-bold stb-fore-colored" style="font-weight: bold; color: #ffffff; text-decoration: none;" target="_blank">🔗</a></span></h1></td></tr></tbody></table><!--[if !mso]><!--><div class="stb-two-col" style="border:0;font-size:0;" name="base2column"><!--<![endif]--><!--[if mso]> <div class='stb-two-col' style='text-align:center;' > <![endif]--><!--[if mso]> <table role='presentation' width='100%' cellpadding='0' cellspacing='0' style='border:0;'> <tr> <![endif]--><!--[if mso]> <td style='width:50%;padding:15px 15px 0px 15px;' valign='top'> <![endif]--><div class="stb-column" style="max-width:315px;width:100%!important;margin:0;vertical-align:top;border-collapse:collapse;box-sizing:border-box;font-size:16px;mso-table-lspace:0pt;mso-table-rspace:0pt;-ms-text-size-adjust:100%;-webkit-text-size-adjust:100%;width:100%;display:inline-block;vertical-align:top;"><!--[if !mso]><!--><div style="padding:15px 15px 0px 15px;"><!--<![endif]--><!--[if mso]> <div > <![endif]--><div style="word-break:break-all;text-align:left;margin:0px;;line-height:1.7;word-break:break-word;font-size:16px;font-family:noto sans kr, noto sans cjk kr, noto sans cjk, Malgun Gothic, apple sd gothic neo, nanum gothic, malgun gothic, dotum, arial, helvetica, Meiryo, MS Gothic, sans-serif!important;;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color:#000000;"><div data-message-author-role="assistant" data-message-id="cd67ce81-d697-4c86-af2b-0e6ecb4b034d" data-message-model-slug="gpt-5"><div><div data-message-author-role="assistant" data-message-id="4e0bc9db-1fcc-4a32-b01f-937ecf68b908" data-message-model-slug="gpt-5"><div><div><p data-start="0" data-end="265" data-is-last-node="" data-is-only-node=""><span style="font-size: 14px;">염증성장질환(IBD) 치료는 국내에서 여전히 급여 제한으로 ‘탑다운(top-down)’ 전략 적용이 어렵고, 증상 악화 후 생물학적 제제나 JAK 억제제를 쓰는 방식이 일반적입니다.<br data-start="101" data-end="104">린버크(유파다시티닙)는 경구제 편의성과 빠른 효과를 갖추고, 내시경적 관해 달성에도 유리하다는 평가를 받고 있으며, 실제 임상에서는 중증 환자나 예후가 나쁜 환자에서 선제적 처방이 고려되고 있습니다.<br data-start="215" data-end="218">다만 고령 환자나 심혈관 위험군에서는 신중한 처방이 필요하며, 국내에서는 ‘빠른 순차적 상향(Accelerated Step-Up)’ 전략으로 제한적이나마 탑다운 접근을 보완하는 방식이 활용되고 있습니다. </span><span style="font-size: 14px;">[메디칼업저버 | 25.09.23]</span></p></div></div></div></div></div></div></div></div><!--[if mso]> </td> <![endif]--><!--[if mso]> <td style='width:50%;padding:15px 15px 0px 15px;' valign='top'> <![endif]--><div class="stb-column" style="max-width:315px;width:100%!important;margin:0;vertical-align:top;border-collapse:collapse;box-sizing:border-box;font-size:16px;mso-table-lspace:0pt;mso-table-rspace:0pt;-ms-text-size-adjust:100%;-webkit-text-size-adjust:100%;width:100%;display:inline-block;vertical-align:top;"><!--[if !mso]><!--><div style="padding:15px 15px 0px 15px;"><!--<![endif]--><!--[if mso]> <div > <![endif]--><p style="text-align:center;font-size:0;box-sizing:border-box;"><img src="https://img2.stibee.com/440332_3012333_1758608585177633655.png" alt="" style="width:263px;display:inline;vertical-align:bottom;text-align:center;max-width:100% !important;height:auto;border:0;" width="263" class="stb-center"></p></div></div><!--[if mso]> </td> <![endif]--><!--[if mso]> </tr> </table> <![endif]--></div><table role="presentation" class="stb-one-col" style="width: 100%;background:#ffffff;border:0;" cellpadding="0" cellspacing="0"><tbody><tr><td class="stb-cta-box" width="100%" style="clear:both;;"><table border="0" cellpadding="0" cellspacing="0" style="width:100%;"><tbody><tr><td style="padding:15px 15px 15px 15px;border:0;width:100%;text-align:center;"><table class="stb-cell-wrap-cta" border="0" cellpadding="0" cellspacing="0" style="color:#000000;mso-padding-alt:0px;border-radius:3px;border:2px solid ;mso-line-height-rule:exactly;box-sizing:border-box;text-decoration:none;outline:0px;font-family:noto sans kr, noto sans cjk kr, noto sans cjk, Malgun Gothic, apple sd gothic neo, nanum gothic, malgun gothic, dotum, arial, helvetica, Meiryo, MS Gothic, sans-serif;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;text-align:center;display:inline-table;"><tbody><tr><td style="font-size:0;background:none;border-radius:3px;padding:17px 20px;text-align:center;" valign="top"><a href="https://www.brpinsight.com/brand/3850/products/20756" style="font-size:14px;display:inline-block;color:#000000;text-decoration:none;outline:0px;font-family:noto sans kr, noto sans cjk kr, noto sans cjk, Malgun Gothic, apple sd gothic neo, nanum gothic, malgun gothic, dotum, arial, helvetica, Meiryo, MS Gothic, sans-serif;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;text-align:center;line-height:1;box-sizing:border-box;mso-line-height-rule:exactly;" target="_blank"><b>BRPInsight 트렌드 -25년 8월, 면역억제제 시장 내 매출 상위 품목은? [클릭]</b></a></td></tr></tbody></table><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table width="100%" cellpadding="0" cellspacing="0" style="border:0;"><tbody><tr><td style="height:15px;" colspan="3"></td></tr><tr><td style="width:15px;"></td><td style="height:15px;background: none;padding: 0px;border-top-width:1px;border-top-style:solid;border-top-color:#999999;margin:0 0;"><!-- <div style='background: none;padding: 0px;border-top-width:1px;border-top-style:solid;border-top-color:#999999;margin:0 0;'></div> --></td><td style="width:15px;"></td></tr></tbody></table><table role="presentation" class="stb-one-col" style="width: 100%;background:#000000;border:0;" cellpadding="0" cellspacing="0"><tbody><tr><td style="word-break:break-all;text-align:left;margin:0px;;line-height:1.7;word-break:break-word;font-size:16px;font-family:noto sans kr, noto sans cjk kr, noto sans cjk, Malgun Gothic, apple sd gothic neo, nanum gothic, malgun gothic, dotum, arial, helvetica, Meiryo, MS Gothic, sans-serif!important;;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color:#000000;padding:5px 15px 5px 15px;"><h1 class="heading" style="padding: 0px; margin: 0px; line-height: 1.7;"><a href="https://www.kpanews.co.kr/article/show.asp?category=C&idx=263250" target="_blank" style="text-decoration: none; color: #0000ff;"><span style="color: #f6f3fa; font-weight: bold;" class="stb-fore-colored stb-bold"><span style="font-size: 16px;"><span>마운자로 등 자가주사제 병의원 판매 '불가'…의약분업 원칙</span>🔗</span></span></a></h1></td></tr></tbody></table><!--[if !mso]><!--><div class="stb-two-col" style="border:0;font-size:0;" name="base2column"><!--<![endif]--><!--[if mso]> <div class='stb-two-col' style='text-align:center;' > <![endif]--><!--[if mso]> <table role='presentation' width='100%' cellpadding='0' cellspacing='0' style='border:0;'> <tr> <![endif]--><!--[if mso]> <td style='width:50%;padding:15px 15px 0px 15px;' valign='top'> <![endif]--><div class="stb-column" style="max-width:315px;width:100%!important;margin:0;vertical-align:top;border-collapse:collapse;box-sizing:border-box;font-size:16px;mso-table-lspace:0pt;mso-table-rspace:0pt;-ms-text-size-adjust:100%;-webkit-text-size-adjust:100%;width:100%;display:inline-block;vertical-align:top;"><!--[if !mso]><!--><div style="padding:15px 15px 0px 15px;"><!--<![endif]--><!--[if mso]> <div > <![endif]--><div style="word-break:break-all;text-align:left;margin:0px;;line-height:1.7;word-break:break-word;font-size:16px;font-family:noto sans kr, noto sans cjk kr, noto sans cjk, Malgun Gothic, apple sd gothic neo, nanum gothic, malgun gothic, dotum, arial, helvetica, Meiryo, MS Gothic, sans-serif!important;;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color:#000000;"><div data-message-author-role="user" data-message-id="2ca152de-dab1-4cb8-9d8b-dd1b24a4ea52"><div data-multiline=""><div data-message-author-role="user" data-message-id="a934d992-297f-4907-97a5-54d4592afd0d"><div data-multiline=""><div data-message-author-role="assistant" data-message-id="aa208759-725d-4dd0-9f91-c809bb2b666c" data-message-model-slug="gpt-5"><div><div data-message-author-role="assistant" data-message-id="0a6a0bc8-47e1-4cdf-b637-534904df2836" data-message-model-slug="gpt-5"><div><div><p data-start="0" data-end="219" data-is-last-node="" data-is-only-node=""><span style="font-size: 14px;">보건복지부가 의료기관의 자가주사제 원내 조제·판매를 불법으로 규정하며 제동을 걸었습니다.</span><br data-start="49" data-end="52"><span style="font-size: 14px;">자가주사제는 원칙적으로 약국을 통한 원외 처방이 이뤄져야 하며, 의료기관에서는 초기 환자 교육 목적으로 의사가 직접 투여하는 경우만 예외가 인정됩니다.</span><br data-start="136" data-end="139"><span style="font-size: 14px;">이번 조치는 위고비·마운자로 등 고가·고위험 약물의 안전성 확보와 함께, 약국에서의 복약지도와 유통 정상화를 강화하는 계기가 될 전망입니다.</span><span style="font-size: 14px;"> [약사공론| 25.09.23] </span></p></div></div></div></div></div></div></div></div></div></div></div></div><!--[if mso]> </td> <![endif]--><!--[if mso]> <td style='width:50%;padding:15px 15px 0px 15px;' valign='top'> <![endif]--><div class="stb-column" style="max-width:315px;width:100%!important;margin:0;vertical-align:top;border-collapse:collapse;box-sizing:border-box;font-size:16px;mso-table-lspace:0pt;mso-table-rspace:0pt;-ms-text-size-adjust:100%;-webkit-text-size-adjust:100%;width:100%;display:inline-block;vertical-align:top;"><!--[if !mso]><!--><div style="padding:15px 15px 0px 15px;"><!--<![endif]--><!--[if mso]> <div > <![endif]--><p style="text-align:center;font-size:0;box-sizing:border-box;"><img src="https://img2.stibee.com/440332_3012333_1758608643784605042.png" alt="" style="width:285px;display:inline;vertical-align:bottom;text-align:center;max-width:100% !important;height:auto;border:0;" width="285" class="stb-center"></p></div></div><!--[if mso]> </td> <![endif]--><!--[if mso]> </tr> </table> <![endif]--></div><table width="100%" cellpadding="0" cellspacing="0" 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Gothic, sans-serif;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;text-align:center;display:inline-table;"><tbody><tr><td style="font-size:0;background:none;border-radius:500px;padding:17px 20px;text-align:center;" valign="top"><a href="https://www.brpinsight.com/" style="font-size:14px;display:inline-block;color:#ffffff;text-decoration:none;outline:0px;font-family:noto sans kr, noto sans cjk kr, noto sans cjk, Malgun Gothic, apple sd gothic neo, nanum gothic, malgun gothic, dotum, arial, helvetica, Meiryo, MS Gothic, sans-serif;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;text-align:center;line-height:1;box-sizing:border-box;mso-line-height-rule:exactly;" target="_blank"><b>25,000여개 제품 트렌드 확인 하러가기 🏃♀️➡️</b></a></td></tr></tbody></table><table align="center" border="0" cellpadding="0" cellspacing="0" role="presentation"><tbody><tr></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table><table width="100%" cellpadding="0" cellspacing="0" 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